I’ve enjoyed using a planner since I was in middle school. It helped me with organizing my daily tasks, project deadlines, and goals to accomplish each month. Ever now and then, I like to swap out my planners for different layouts and sizes.
I was using a planner I purchased from Amazon a while back. It was a hardcover and had blank monthly and weekly layouts. What I loved about this planner was that I didn’t feel restricted and I was able to create the layouts however I wanted to. There were some things I didn’t like about the planner. If I missed filling in a weekly layout that I end up skipping pages and having blank layouts. It was a hardcover planner and quite heavy to carry around. It was purchased from Amazon. I’ll link it right here to check out and/or use as a preference.
I recently changed my planner to Personal Planner because I wanted to downsize. I selected the Mixbook which let me choose the number of pages and the type of layouts. It was very exciting to create this because I got to select my own cover and have my own name on the front. The Mixbook has a total of 160 pages. I chose several layouts that currently suits my lifestyle.
Here is how my current set up looks like:
Every Day Gratitude – jotting down a few words each day helps with reflecting back on what I feel grateful for
Monthly Goals – this helps at the beginning of month to write down what I’d like to accomplish and get reflect at the end of month
Coloring Pages – there are a variety of coloring pages that Personal Planner that is randomly chosen in the Mixbook
Saving Little & A Lot – this a tracker to help save a certain amount of money each day up to $100 – $1000
If you want a Mixbook from Personal Planner, be sure to check it out here. You can also use the code SPRINGTIME to get 15% off. It is valid until May 31st. I hope you enjoyed reading about my current planner set up and if you like to see more posts like this, please feel free to leave a comment with any suggestions below.
I wanted to share with you today about my PM skincare routine. I honestly enjoy my PM routine more because I have a good amount of time to spend compared to my mornings. My mornings are usually rushed and packed with multiple things to do before heading out the door.
I switched many products in and out of my PM skincare routine because I have combination skin; both oily and dry. My T-zone is mostly oily and the rest of my face is dry. My skin is also prone to acne and I easily breakout. It really depends on the weather and my hormones.
Since I live in Hawaii, my skin does struggle with the humidity and the sun here. I hope this will help with anyone who is struggling with combination skin. Let’s get into it further down below! 🙂
Cleansing: I start by using I Dew Care Melting Makeup Remover Balm. This is a balm to oil cleanser that helps with taking off my makeup, removing dirt off, and also dislodging hard to remove products off my skin. After rinsing off, I would double cleanse by using Cocokind Oil to Milk Cleanser. I love how Cocokind cleanser is very gentle on my skin, and does not strip off any moisture. It seals in the moisture which makes my skin so soft!
Tone: After my skin is clean and clear, I tone it with Good Molecules Niacinamide Brightening Toner. I like to place the toner on my hands and pat it all over my face. This toner tremulously helps with my uneven skin tone and brightening it up.
Eye Cream: I live for Cocokind Revitalizing Eye Cream! After discovering their eye cream, I was so impressed that it helped with brightening up my dark circles. My dark circles don’t appear as bad as it used to be. It also has a slanted application tip. It makes it easier to gently place on my skin and helps control of not overusing the product.
Serum: I use different serums however I’ve been loving the COSRX Propolis Light Ampoule. It feels a little bit sticky to me on certain areas of my face however it helps with stressed skin and reducing redness. It helps hydrating dry parts of my skin as well.
Moisturize: I also use different types of moisturizers. Lately I’ve been reaching for Cocokind Texture Smoothing Cream. It has truly improved my skin texture and skin tone. When I first read about their perception consumer study that after 4 weeks of using this cream, there are true and amazing results. I had to try it myself! I definitely agree that it is more compatible with breakouts and my skin also has a satin finish. I highly recommend this to anyone who has both oily and dry skin like me!
Thanks for reading and I hope this helps anyone out on their skincare journey!
Codes and links above are affiliate – meaning I earn a small % of sales made via those codes and links, but it comes at ZERO cost to you
Today, I wanted to share about small businesses I love supporting and shopping at. I do most of my shopping online and discovered most through Instagram, Pinterest, or word of mouth. I’ll try my best to include any deals, promotions, and my own affiliate/ambassador discount that can be used. I normally purchase every other month and do a haul of what I buy on Instagram stories.
I have an addiction to clothes so what better way to invest into timeless and versatile pieces from my favorite online boutiques!
Shop Peachy Bunz is my favorite active wear that I discovered on Instagram. They carry variety of styles for both women and men. If you are looking for a Gymshark and Lululemon dupe, this is where you should go to! I purchased multiple times from them and they haven’t disappointed me at all. I included some Instagram posts from my profile down below for you to check it out. You can use my code LOVEJENN to save 10% off on your next Peachy Bunz order.
For reference, I’m 5’2′ and weigh about 130 lbs. I do hauls on my Instagram Stories and also have an Instagram Guide to help you decide what to purchase. You can click here to check it out on my IG @jenn.inspiration. Let me know if my Guide helps you out 🙂
Shop Indigo Closet is an online boutique with unique, modern, trendy items at reasonable price. I purchased their Ingrid Crocodile Mini Skirt. It was $48. I absolutely love this skirt because the print is different from others that I owned. The lettuce hem pattern brings an edgy look. See both ways I styled the skirt. You can use my code JENNL20 to save 20% off on your next Indigo Closet order.
If you’ve been following my debt free journey on Instagram (@jenn.inspiration), I started at $21K in the beginning of 2020 and ended the year with the balance of $11K. I was fortunate enough to still be employed during these rough times. Along with my 9-5 job, I also resell clothes online as part-time. Here are a few tips that I like to share with you, and also experienced myself.
I like to snowball my debt. I started off by paying my smallest amount of debt then focused on tackling on my next big amount. This made me feel more motivated to keep going. Baby steps helped me show how far a long I was to reach my goal. Even though I was taking baby steps to reach my goal, I also included deadlines for myself to reach. For example, before I reached to balance of $11K, I was at balance of $12K before 2020 ended. I made sure each week I reached my goal of saving X amount of monies from my paycheck and made a certain profit from reselling online.
I often had trouble saving monies and always thought, “Ok! Let’s save $100,” and later on I’d end up using it. It was a terrible habit of mine. I made sure that from every paycheck I received that I set aside at least up to 10%. Depending on the situation, I tried to meet the goal because it adds up quickly. And also, from reselling online, I set aside a certain percentage to make sure that I am reaching my goal; invest into more inventory to maximize my expenses and profit.
Plan & budget, plan & budget. I’d come to realize budgeting constantly changes. I had to become flexible about how I used my money. I always put aside monies for my regular bills I normally pay. After I paid off my regular bills, I need to consider my other miscellaneous expenses such as going out, buying food, shopping, etc. I tried to reduce my spending from buying take-outs and shopping. Shopping is absolutely my worst spending habit. Since I shop online, I try to find payment plans (i.e. Sezzle, Afterpay, etc) to work around my budget. Or, the best way to figure out if I truly need it is by leaving it in my cart and check to see if I need it again later in 24 hours. Anything can happen in 24 hours! Planning and budgeting kept me motivated and accountable for reaching my financial freedom.
Last but not least, find your money mantra. I repeat to myself everyday: Money is an unlimited resource and it is always flowing my way. The universe works in magical ways.
I hope these tips helps you to work on your debt free journey. Let’s get this financial peace together! I will keep you updated later on this year on my progress of paying off my student loan debt.